Tools
Helpful math for GTA buyers.
Three calculators Hussam shares with clients early in the process. Useful for orientation only — your lender and accountant will confirm the real numbers.
Calculator I
Mortgage estimate
Monthly payment$12,641
Loan principal$2,000,000
Total interest$2,550,890
Calculator II
Affordability range
Comfortable purchase price$2,952,268
Implied monthly payment$15,500
Based on a conservative 36% debt-to-income ratio over a 30-year fixed loan. Excludes taxes, insurance, and HOA.
Calculator III
Land transfer tax
Provincial tax$20,475
Municipal tax$0
First-time rebate− $0
Total payable$20,475
Based on Ontario land transfer tax brackets, with optional Toronto municipal tax and first-time buyer rebates. Confirm final figures with your real estate attorney.
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